financial support we haven’t claimed and contracts we’ve left untouched for years.
At MoneyMagpie, we believe saving money should make life easier, not more miserable.
That’s why we’ve put together 101 practical ways to save money in the UK, alongside the 10 checks we’d prioritise, an interactive savings calculator and a 30-day challenge.
You don’t need to follow all 101 ideas. You just need to find the ones that make a difference to you.
The 10 money-saving checks worth making first
These are our editorial priorities based on potential impact and practicality. Tick each one as you investigate it.
1. Benefits and grants — Check whether you’re entitled to financial support.
2. Energy bills — Review tariffs, meter readings and account credit.
3. Broadband and mobile — Compare contracts and social tariffs.
4. Council tax — Check discounts, reductions and your band.
5. Insurance — Compare equivalent cover before renewal.
7. Subscriptions — Find payments you no longer need.
10. Bank fees and debt — Check avoidable charges and borrowing costs.
Where the biggest savings might be hiding
There’s a reason the usual money-saving advice can feel frustrating. You can spend an entire week resisting coffees and cutting back on little treats, only to find that your energy bill, rent or mortgage payment has swallowed up the difference.
That’s why it makes sense to start with the bigger picture.
Some of the most useful savings come from reviewing things we rarely think about: household contracts, overlooked financial support, insurance renewals, food habits and the way we pay for everyday services.
Here are the 10 areas we’d investigate first.
1. Check whether you’re missing out on benefits, grants or other support
Before cutting back on things you enjoy, it’s worth finding out whether there’s money you could already be entitled to.
Depending on your circumstances, this could include Pension Credit, Council Tax Reduction, help with childcare, support with energy costs or charitable grants.
Some benefits and schemes depend on household income. Others take account of age, caring responsibilities, disability or particular living arrangements.
Importantly, eligibility can change. Even if you checked a year ago, it’s worth looking again if your circumstances are different.
Free benefits calculators such as
