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According to Happy Money’s 2026 Credit Check-In survey, 41% of respondents reported carrying credit card debt, and 75% said they were concerned about interest rates. With 35% of consumers noting that building savingswas one of their top financial goals for the year, it’s more important than ever to explore new income streams to help you…

The average rate on a 30-year fixed-rate mortgage dropped seven basis points to 7.34% APR in the week ending Oct. 15, according to rates provided to NerdWallet by Zillow. (A basis point is one one-hundredth of a percentage point.) We calculate our weekly average using daily APRs recorded over the past five business days.