Disney raised ticket prices for certain dates to visit its U.S. parks this week, as it does nearly every October. The cheapest ticket prices didn’t move, but the cost of sit-down dining at Disney parks over the past three years has been climbing fast.

Getting a raise is something worth celebrating. Whether it came from a new role, a standout review or hard-won career progress, it’s a recognition of your hard work and a chance to take a breath.

If you’ve been knocked back for a loan or a mortgage in Australia, the reason is usually sitting on your credit file. The good news is that not everything on that file is set in stone. Some of it can be challenged, and some of it you can fix yourself without paying a cent. This…